Different loans for
different borrowers.
Every borrower that steps into your office has a unique vision – and a unique set of circumstances
that have led them to you. Our wide range of alternative, asset‑based mortgage programs allow
us to service the needs of tough-to-qualify real estate investors, including W-2 employees,
self-employed entrepreneurs and small business owners.
Here's a summary of the residential investment and commercial mortgage programs we offer.
FlexTerm Loan
Customize loans to meet the individual needs of each investor.
Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
> 30-year fixed rate.
> Interest-only payments up to 10 years.
> Great for qualifying self-employed investors and small business owners.
> Based on property value, not personal income.
> Best alternative to hard money loans.
Property Types
> Investor 1-4 (SFR, Condo, and 2-4 Units)
> Multi-Family (5+ Units)
> Mixed-Use
> Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
ARV Pro
A short-term solution for improving property value and maximizing rental appeal.
Designed for real estate investors seeking short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
Key Features
> Allows borrowers to finance improvements based on the property’s “as repaired value.”
> Helps to increase market value, rental appeal, demand, and rental rates.
> Great for borrowers who need a quick close.
> An interest-only, 1-year term to lower monthly payments.
> A higher LTV than hard money lenders.
Property Types
> Investor 1-4 (SFR, Condo, and 2-4 Units)
Fast50 Loan
A low LTV loan with easy credit requirements.
Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Key Features
> Streamlined underwriting.
> No seasoning of ownership required.
> Improved pricing compared to our FlexTerm program.
> Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property Types
> Investor 1-4 (SFR, Condo, and 2-4 Units)
> Multi-Family (5+ Units)
> Mixed-Use
> Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Flex I/O
A short-term interest-only loan program.
Designed for investors seeking short-term financing with no prepay penalties.
Key Features
> An interest-only, 24-month term provides lower monthly payments.
> Available for purchase or cash-out refinance.
> Perfect for acquiring or leveraging real estate holdings.
> A higher LTV than hard money options.
Property Types
> Single Family
> Condominiums
> Townhomes
> Small 2-4 Unit Apartments
Foreign Investor Loan
The perfect option for foreign real estate investors.
Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.
Key Features
> LTVs of up to 65%.
> No U.S. credit required.
> 30-year fixed rate.
> Par pricing.
Property Types
> Investor 1-4 (SFR, Condo, and 2-4 Units)
> Multi-Family (5+ Units)
> Mixed-Use
> Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
SBA Loans
Customize loans to meet the individual needs of each investor.
Unlock the power of SBA financing with us! We proudly offer both the versatile SBA 7(a) loan for flexible business needs and the stable SBA 504 for long-term real estate investments. no balloon payments, just predictable growth.
Key Features
> 25-year fixed rate and Adjustable.
> Principal & Interest.
> Great for qualifying self-employed investors and small business owners.
> Real estate acquisition/improvement, working capital, debt refinance, equipment/furniture purchase, business acquisition, AI-related expenses.
Property Types
> New Construction
> Mixed-Use or Multi-Purpose
> Rental/Investment Properties
> Commercial (Office, Retail, Warehouse, Industrial spaces)
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
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